Dubai, UAE, November 28th, 2025, Chainwire

Mutuum Finance (MUTM) has reported approximately $19 million raised across its presale phases, with more than 18,200 holders. In Phase 6, tokens are priced at $0.035, and 95% of the 170 million tokens allocated for this phase have been sold. Phase 7 is scheduled to price tokens at $0.040, a 20% increase from the current level. The total supply of MUTM remains 4 billion tokens, distributed according to the project’s roadmap allocations.

Early Ecosystem Position

Mutuum Finance (MUTM) is in an early-stage position comparable to other blockchain projects during their initial development periods, having attracted funding, a notable holder base and a utility-focused platform design. The project’s roadmap centers on establishing a DeFi infrastructure layer with on-chain lending and borrowing features.

Mutuum Finance as a DeFi Infrastructure Layer

Mutuum Finance (MUTM) is being developed as a DeFi infrastructure layer intended to support on-chain financial interactions. Its lending framework follows a two-track model in which participants can deposit assets, receive mtTokens as claim assets and take part in lending and borrowing activity. The platform is structured to support lending, borrowing and staking within a unified system.

The dual lending design is intended to provide flexibility across different categories of digital assets. Peer-to-Contract pools will allow deposits of approved tokens into automated liquidity pools, issuing mtTokens that represent principal and accrued interest. Borrowing options are planned to include variable and stable rates, supported by automated liquidator mechanisms and oracle feeds.

Peer-to-Peer lending is planned for assets with higher volatility, allowing lenders and borrowers to negotiate terms directly and establish isolated loan structures. Together, the P2C and P2P components are intended to form a broader lending ecosystem accommodating a range of risk preferences.

V1 Protocol and Early Milestones

According to official communications from Mutuum Finance (MUTM), the V1 rollout of its protocol is expected to launch on the Sepolia testnet in Q4 2025. This phase is planned to activate the protocol’s operational layers, including the liquidity pool, the mtToken and debt token systems and an automated liquidator bot designed to support system efficiency and protect collateralized positions. In this stage, participants will be able to lend, borrow and use approved collateral such as ETH or USDT.

Testnet deployment is intended to provide early visibility into protocol mechanics ahead of mainnet release, supporting transparency and allowing data collection for refinement.

Platform Utility and Token Integration

A central component of MUTM’s design is functional utility within the protocol’s ecosystem. The platform is being developed to support lending, borrowing and staking of approved assets, with activity linked to the use of the MUTM token.

A forthcoming beta release is planned to provide early access to key functions ahead of broader deployment. This testing period is intended to familiarize participants with platform features and support feedback collection.

Mutuum Finance (MUTM) also incorporates a buy-and-distribute mechanism. Deposits generate mtTokens, which may be staked for MUTM rewards. Under the current design, a portion of platform revenue from lending and borrowing is allocated to purchasing MUTM from the open market for distribution to stakers.

Community Growth and Phase Status

Mutuum Finance (MUTM) reports community initiatives including a presence on social platforms, campaigns and incentive programs. The project cites more than 10,000 followers on X, a $100,000 giveaway and a leaderboard system providing daily rewards for participant activity. A dashboard and ROI calculator are reported to support ongoing engagement.

Phase 6 of the presale is currently 95% sold at $0.035 per token. Phase 7 is scheduled to begin at $0.040. Alongside the presale, Mutuum Finance (MUTM) highlights continued work on protocol development and community-focused activities.

About Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a DeFi infrastructure project developing a dual-track lending protocol that combines Peer-to-Contract liquidity pools for assets such as ETH and USDT with Peer-to-Peer markets for more volatile tokens. Its initial V1 rollout is planned for the Sepolia testnet, with the platform designed to support lending, borrowing and staking activities using the MUTM token.

More information about Mutuum Finance (MUTM) is available at:

Website: https://www.mutuum.com 

 Linktree: https://linktr.ee/mutuumfinance

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