Dubai, UAE, November 26th, 2025, Chainwire

Mutuum Finance (MUTM), a decentralized lending protocol currently in development, has announced that Phase 6 of its presale is nearing full allocation. The project, which aims to offer decentralized lending and borrowing services via smart contracts, has attracted significant attention as it progresses toward its public launch.

Since the start of the presale in early 2025, Mutuum Finance has raised approximately $19 million and onboarded more than 18,200 token holders. With the presale price now at $0.035—up from the initial $0.01—over 805 million tokens have been sold. Phase 6 is currently approaching full allocation, and the project’s official listing price is set at $0.06.

Mutuum Finance’s protocol is being built to allow users to lend, borrow, and generate interest using smart contracts while retaining full control of their assets. The V1 protocol is scheduled for deployment on the Sepolia Testnet in Q4 2025. This initial version will include the liquidity pool, mtTokens (interest-bearing tokens), a debt token system, and an automated liquidation mechanism.

Security and Utility-Focused Design

The protocol has completed a security audit with CertiK, receiving a Token Scan score of 90/100. In addition, a $50,000 bug bounty program has been launched to further test and reinforce the system’s security before launch.

A core feature of Mutuum Finance is its use of mtTokens, which act as receipts for user deposits. These tokens accrue value as interest is generated. Additionally, the protocol’s model redistributes MUTM tokens—acquired from the open market—to users staking mtTokens in the safety module. This mechanism is intended to align token utility with lending activity and platform usage.

Presale Structure and Whale Participation

The current stage of the presale grants early supporters access to 45.5% of the total token supply. Larger allocations have been observed in later stages, with increasing participation from larger buyers as development milestones are achieved and the project’s roadmap becomes more visible.

The project has also introduced a daily leaderboard campaign, awarding $500 in MUTM to the top contributor each day. This, along with global payment access and no card purchase limits, has contributed to an uptick in presale activity.

About Mutuum Finance

Mutuum Finance is a decentralized finance (DeFi) project focused on lending, borrowing, and yield generation in a non-custodial environment. It introduces mtTokens to represent deposits and generate passive income, with additional features such as staking and a buy-back-and-distribute mechanism to support long-term value. Future developments include an overcollateralized USD-pegged stablecoin and Layer 2 integration, aimed at improving stability, scalability, and transaction efficiency in the ecosystem.

For more information about Mutuum Finance (MUTM), users can visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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