Citi raises stablecoin market cap forecast to $4T by 2030

Citi analysts have dramatically raised their stablecoin market capitalization forecast, projecting explosive growth to $4 trillion by 2030 in their most bullish scenario. The investment banking giant's revised predictions suggest a conservative base case of $1.9 trillion and an aggressive bull case reaching $4 trillion, driven by anticipated high stablecoin market growth throughout 2025.

This substantial upward revision reflects growing institutional confidence in digital asset stability and adoption across cryptocurrency markets. Stablecoins, which maintain price stability by pegging to traditional assets like the US dollar, serve as crucial infrastructure for decentralized finance (DeFi) protocols and blockchain transactions. The projected growth signals increasing mainstream acceptance of cryptocurrency trading, cross-border payments, and digital asset investments.

Citi's optimistic outlook suggests stablecoins will capture significant market share from traditional payment systems, potentially revolutionizing global financial infrastructure. This forecast aligns with broader cryptocurrency market trends showing institutional Bitcoin adoption and expanding blockchain technology integration. The substantial growth projections indicate stablecoins may become essential tools for digital commerce, remittances, and treasury management as cryptocurrency regulation evolves and market maturity increases.